Ireland

Ireland has the euro EUR, € as its currency. Therewith, Ireland belongs to the 23 European countries that use the common European money. These 23 countries are: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain official euro members which are all European Union member states as well as Andorra, Kosovo, Monaco, Montenegro, San Marino and Vatican which use it without having a say in eurozone affairs and without being European Union members. These countries together have a population of 327 million.

One euro is divided into 100 cents. While each official euro member as well as Monaco, San Marino and Vatican issues its own coins with a unique obverse, the reverse as well as all bills look the same throughout the eurozone. Nonetheless, every coin is legal tender in any of the eurozone countries.

Stand Alone Cash machines ATMs are widely available in every city and town in the country and credit cards are accepted in 90% of outlets. Fees are not generally charged by Irish ATMs but beware that your bank may charge a fee.

Along border areas, as the UK pound sterling is currency in Northern Ireland, it is common for UK pounds to be accepted as payment, with change given in Euro. Some outlets, notably border petrol stations will give change in sterling if requested. Fuel is now generally cheaper in the South, resulting in many Northern motorists purchasing their fuel South of the border.

Recent differences in prices of goods between the Irish Euro and the British Pound have resulted in increasing numbers of Irish shoppers crossing the border to purchase goods which are a lot cheaper in Northern Ireland than in the Republic. A November 2008 article in a Northern Newpaper highlighted how up to €350 can be saved by buying your Christmas shopping in Derry & Belfast in the North than in the likes of Letterkenny in Donegal.

Only a few years ago when the Celtic Tiger was still very much alive and well the economic situation was reversed.

atms

ATMs are widely available throughout Ireland. Even in small towns it is unlikely that you will be unable to find an ATM. Many shops and pubs will have an ATM in store, and unlike the UK, they cost the same to use as 'regular' ATMs on the street. Though in-shop ATMs are slightly more likely to run out of cash and be 'Out of Service'.

credit cards

Mastercard, Maestro and Visa are accepted virtually everywhere. American Express and Diners Club are now also fairly widely accepted. Discover card is very rarely accepted and it would not be wise to rely on this alone. Most ATM's allow cash withdrawals on major credit cards and internationally branded debit cards.